Murphy Homes under $400,000

Murphy Homes under $400,000

Welcome to Murphy, a hidden gem nestled in the heart of Cherokee County, North Carolina. This charming city is a delightful blend of natural beauty and small-town warmth, making it an ideal place for families, retirees, and anyone seeking a peaceful lifestyle. With the majestic Blue Ridge Mountains as your backdrop, Murphy offers a stunning setting for outdoor enthusiasts and adventure seekers alike. Enjoy hiking, fishing, and exploring the numerous parks and trails that surround the area, or take a leisurely stroll through the quaint downtown, filled with local shops, restaurants, and friendly faces.

One of the most appealing aspects of Murphy is its affordability, especially for those looking to purchase a home. With a variety of properties available under $400,000, you can find the perfect place to call home without breaking the bank. From charming single-family homes with spacious yards to modern townhouses that offer low-maintenance living, Murphy has something for everyone. Many of these homes boast beautiful views, ample space for entertaining, and easy access to local amenities.

The community spirit in Murphy is palpable, with numerous events and festivals throughout the year that bring residents together. Whether you’re enjoying a summer concert in the park or participating in the annual Apple Festival, you’ll quickly feel at home in this welcoming city.

Don’t miss your chance to explore the affordable housing options in Murphy, where you can enjoy a fulfilling lifestyle in a picturesque setting. Come discover why so many are choosing to make Murphy their home!

Newest Murphy Homes under $400,000

45 Black Bear Trace, Murphy
$320,000
2 Beds ⋅ 3 Baths ⋅ 436588 MLS
Discover this charming 2-bedroom with bonus room in basement, 3-bath chalet style home, offering the perfect blend of mountain living and entertainment ready space. Nestled in a well-maintained neighborhood, this home features a covered entry deck, wood burning fireplace with stone surround, a huge screened in porch, large lower level patio, and a finished basement with wet bar sink, dining area, and a bonus room that could be a guest room, home office, playroom, or hobby-craft room. A beautiful garden trellis arch covered in wild roses and raised plant terraces are a gardeners delight. Enjoy the existing partial mountain views or enhance them by selective removal or trimming of trees. Convenient location to all area amenities. Make this your retreat or a short-term rental property. Call listing agent for an appointment to tour this beautiful home.

45 Black Bear Trace, Murphy
559 Misty River Circle, Murphy
$350,000
2 Beds ⋅ 2 Baths ⋅ 436551 MLS
Private Creekside Retreat on 5.53 Unrestricted Acres with Ponds, Workshops & Extensive Upgrades. Escape to your own private mountain retreat on 5.53 picturesque acres featuring creek frontage, multiple ponds, and exceptional improvements throughout. This beautifully updated 2-bedroom, 2-bath home offers the perfect combination of comfort, functionality, and outdoor enjoyment in one of Murphy's most desirable rural settings. Inside, you'll find a warm, immaculate and inviting interior with brand-new flooring, stainless steel appliances, and tasteful updates throughout. A new HVAC system and new metal roof provide peace of mind and long-term value, making this property truly move-in ready. The open-concept living, dining, and kitchen areas create a comfortable flow for everyday living, entertaining, or vacation use. Both bedrooms are generously sized, and the single-level layout offers easy accessibility for all ages. Step outside and discover features rarely found in one property. The gently rolling acreage is highlighted by three private ponds, a bold year-round creek, and ample usable land ideal for gardening, recreation, animals, or simply enjoying the natural beauty that surrounds you. For hobbyists, collectors, or those needing serious workspace, the property includes two impressive metal buildings: a 20' x 25' x 12' workshop with loft storage and a spacious 30' x 40' shop offering endless possibilities for equipment storage, vehicles, RVs, woodworking, or home-based projects. A tractor pole barn located near the creek provides additional covered storage. A paved driveway, mature trees, and a peaceful setting complete this exceptional property, offering privacy without sacrificing convenience. Whether you're searching for a full-time residence, mountain getaway, mini-farm, or investment opportunity with rental potential, this unique property checks all the boxes.

559 Misty River Circle, Murphy
680 Culberson Road, Murphy
$229,000
2 Beds ⋅ 1 Baths ⋅ 436531 MLS
This 2/1 is a great starter, investment property, rental, or retirement home. Private well, paved state access road, brand new roof, perfect for FHA, USDA or VA. This Home needs just enough TLC to make it your own. Unrestricted, garden area, carport, workshop, even has its old chicken coop. Has so much potential for the right person.

680 Culberson Road, Murphy
889 Wagon Train Road, Murphy
$199,000
1 Beds ⋅ 1 Baths ⋅ 436480 MLS
If you are looking for privacy in a nice cabin then this is it!! The home is located at the end of the road. When you pull into the driveway you will be mountain air and atmosphere. There is a screened in porch that can be used round. The open living room has a view to the kitchen. The hardwood floors are everywhere in the home and the bottles or Wood as well. You do have a basement level, but it is unfinished, but it could be finished off so that you have an additional living quarters. Large porch where you can view the mountains and hear the creek flowing across the street. An outdoor shed is included so that you can store your items whether you're looking for a place just to get away for the full time. This will be just perfect.

889 Wagon Train Road, Murphy
33 Fieldcrest Drive, Murphy
$303,900
2 Beds ⋅ 2 Baths ⋅ 436472 MLS
Well maintained 2/2 mountain home, lovely setting to enjoy country living in convenient area of this tri-state area.

33 Fieldcrest Drive, Murphy
92 Rabbit Ridge Road, Murphy
$250,000
2 Beds ⋅ 2 Baths ⋅ 436423 MLS
Discover a unique residential opportunity at 92 Rabbit Ridge Road in Murphy, NC. This property offers a compelling blend of comfort and potential, inviting you to envision your ideal lifestyle in a serene setting. The residence features two well-proportioned bedrooms, providing comfortable and private spaces for rest and relaxation. Imagine a rock foundation, luxury vinyl plan flooring, and stained trim. Entertain on your full length, covered porch looking at your beautiful woods. With two full bathrooms, convenience and functionality are readily available for residents and guests alike. Your master suite features a full tile shower. Your guests will feel very welcome. This property presents a canvas for creating your desired living experience; contact us today to schedule your personal viewing. **Please see Private Remarks for Lockbox Code.**

92 Rabbit Ridge Road, Murphy
31 Pear Lane, Murphy
$135,000
1 Beds ⋅ 1 Baths ⋅ 436421 MLS
Discover the unique charm of this inviting home, offering a singular opportunity for tranquil living, designed for comfort and ease. The interior boasts a beautiful open living area, kitchen, bedroom and elegant bathroom. Outside features 2 outbuildings, Generac Whole-Home Generator, a carport, a creek, sitting on 2.29+/- level/gentle Acres, all nestled in a great location only a few miles from town, for your shopping, dining and entertainment needs This delightful property, with its considered design and prime location, invites you to envision a life of peaceful enjoyment.

31 Pear Lane, Murphy
184 Beaver Ridge Road, Murphy
$339,900
2 Beds ⋅ 2 Baths ⋅ 436393 MLS
Rustic Mountain Retreat, Now with More Land: 184 Beaver Ridge Escape to your own private oasis with this 2-bedroom, 2-bath mountain retreat on an elevated wooded lot, less than 10 minutes from downtown Murphy. Rustic charm meets modern comfort, and recent upgrades make it better than ever. Additional land has been added for even more privacy and room to roam. A brand-new AC system keeps you comfortable year-round, added storage has space for all your mountain gear, and fresh gravel out front means easy parking and access for family and guests. The main-level master suite gives you single-level living, with a generous bedroom, a full bath, plenty of natural light, and tranquil wooded views. Main-floor laundry adds everyday convenience. Upstairs, an open loft makes a charming reading nook or extra sleeping space. The fully finished basement is built for time together. It has a private second bedroom and full bath for guests, plus a cozy gathering area made for movie nights, game days, and long evenings with the people you love. Outside, two levels of expansive porches are perfect for morning coffee and evening sunsets. Downhill, a fire pit and picnic area invite s'mores, stories, and starry nights. The home comes partially furnished, so you can settle in right away. Enjoy small-town living with shops and dining nearby, plus hiking, fishing, and boating on Hiwassee Lake and in the surrounding Nantahala National Forest. Whether it's a weekend getaway, a retirement haven, or your full-time home, 184 Beaver Ridge delivers comfort, space, and mountain adventure. Schedule your showing today!

184 Beaver Ridge Road, Murphy
40 Cottontail Trail, Murphy
$317,500
2 Beds ⋅ 2 Baths ⋅ 436368 MLS
Welcome to your new home in the peaceful and beautiful Upper Peachtree Community. Absolutely gorgeous two bedroom/2 bath home on a corner lot in the well-established Peachtree Estates. Home is four years new, Owners have maintained this home in an impeccable condition. Upgrades include newer ceiling fans, lighting fixtures, stunning drapes and blinds, and gas logs for a warmer welcome for the new owner. Exterior features include new RV parking pad, asphalt pad for cars, super nice private fire pit and furniture, freshly stained porches and railings, wooded backyard stairs, and tons of extra storage under covered porch and in the 8' ceiling of the water-free crawl space. Interior of home is truly spotless and indicates the owners' desire to maintain the newness of this home. Quality materials inside include solid wood doors, hardy hickory floors throughout, custom cabinets, cedar wood cathedral ceilings, and the finest of appliances and granite counters. You have to see this home to appreciate the care that's been given to it.

40 Cottontail Trail, Murphy
194 Leonard Lane, Murphy
$215,000
1 Beds ⋅ 2 Baths ⋅ 436267 MLS
Charming 1-Bedroom D-Log Mountain Cabin in Hot House – Unrestricted, Carefree Living Near Rivers & Lakes! Escape to the mountains with this delightful 1-bedroom with a walk in closet, 1-bathroom with a large double shower, D-log cabin with metal roof nestled in a desirable Hot House neighborhood (near GA & TN) just outside Murphy, NC. Featuring true all-wood interior walls with beautiful tongue-and-groove knotty pine, gorgeous wood floors, Rock gas log fireplace, and a dramatic cathedral ceiling, this home delivers authentic rustic charm with modern comfort. The open-concept kitchen boasts sleek granite countertops comes complete with all appliances. All house 22kw Generac generator included. Enjoy effortless maintenance with a small, beautifully wooded lot featuring absolute zero grass to mow, plus a private fenced-in area ready for your pets. Unwind on the full-length covered front porch equipped with dual ceiling fans while you watch herds of 10 to 20 deer graze in the pastoral meadow directly across the street every evening. Additional highlights include a convenient covered carport right by the entry, paved road & driveway access, a peaceful setting with good distance from neighbors, and—best of all—unrestricted property offering incredible flexibility. Located in an outdoor enthusiast's paradise, you are moments away from the world-famous 1998 Olympic Ocoee River (renowned for whitewater rafting/kayaking), with a total of five rivers and four major lakes nearby for endless boating, fishing, and recreation. Just 15 miles away, downtown Murphy and nearby Brasstown offer fantastic local restaurants, craft breweries, annual festivals, and the historic John C. Campbell Folk School. Whether you are looking for a private mountain retreat, a full-time tiny home lifestyle, or a high-demand short-term rental investment, this property is a must-see! NOTE: Seller is a NC Real Estate Broker and Listing Agent.

194 Leonard Lane, Murphy
3021 Hanging Dog Road, Murphy
$379,900
2 Beds ⋅ 2 Baths ⋅ 436258 MLS
Need a mountain getaway with enough room for everyone to actually enjoy it? This 2-bedroom, 2-bath log cabin provides space and plenty of personality. Soaring wood ceilings, timber beams, hardwood floors, and a stone gas-log fireplace give the main living area that classic cabin feel. The sunroom feels like your own treehouse, while the loft, bonus room, and guest room give you flexibility to spread out. Downstairs, there's room to get things done or kick back, with a living area warmed by a wood-burning stove and a 1-car garage. Then there's the bunkhouse above the detached 2-car garage, complete with built-in bunks, a mini kitchen, dining area, full bath, and its own deck. Add fiber-optic internet and 3.45 acres to explore, and you've got a mountain retreat built for weekends, extended stays, and a whole lot of memories.

3021 Hanging Dog Road, Murphy
44 Little Wolf Creek Road, Murphy
$189,900
2 Beds ⋅ 1 Baths ⋅ 436253 MLS
This 2-bedroom, 1-bath home offers the warm, inviting feel buyers love, with wood paneling that creates a distinctive rustic atmosphere. A covered porch gives you a comfortable place to enjoy the mountain air, while multiple outbuildings provide valuable space for workshops, hobbies, tools or extra storage. Adjoining the four-lane makes getting around easy, and the location near the NC-GA-TN line puts you less than 15 minutes from McCaysville and Copperhill, where you'll find shopping, dining, riverfront recreation and the Blue Ridge Scenic Railway stop. Whether you're looking for a full-time home, mountain getaway or a place with room for your projects, this one offers character, versatility and a hard-to-beat tri-state location.

44 Little Wolf Creek Road, Murphy
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