Morganton Homes under $400,000

Morganton Homes under $400,000

Welcome to Morganton, Georgia – a hidden gem nestled in the heart of the Appalachian Mountains. Known for its breathtaking natural beauty, this quaint city is a haven for outdoor enthusiasts and those seeking a peaceful retreat. With its picturesque landscapes, lush forests, and tranquil lakes, Morganton offers a serene lifestyle that perfectly balances adventure and relaxation.

Morganton is not just about stunning views; it also boasts a friendly community that welcomes newcomers with open arms. The city is rich in history and culture, with local events and festivals that celebrate its heritage. From charming shops and delightful eateries to scenic parks and recreational activities, there’s always something to explore in this vibrant town.

For those looking to settle down in Morganton, the real estate market offers fantastic opportunities, especially for homes under $400,000. Whether you’re a first-time buyer, a growing family, or looking for a vacation retreat, there are a variety of properties to choose from. Imagine waking up in a cozy cabin surrounded by nature or finding a modern home with all the amenities you desire, all while staying within budget.

With a strong sense of community and a wealth of outdoor activities at your doorstep, Morganton is an ideal place to call home. Don’t miss the chance to discover this enchanting city and find your dream home in a setting that feels like a permanent vacation. Embrace the Morganton lifestyle today, where affordability meets charm in one of Georgia’s best-kept secrets!

Newest Morganton Homes under $400,000

98 Ridgeview Road, Morganton
$238,500
3 Beds ⋅ 1 Baths ⋅ 435905 MLS
Ranch Style home with 3 Bedrooms, 1 Bath....This mobile home has additions and renovations throughout with New Pex Plumbing, New Hot Water Heater, New Appliances, New Cabinets, New Bathroom, Some New Flooring, T & G Ceilings, New Laundry Room, New Led Light Fixtures, Metal Roof, Screened in Back Porch...Nice detached 2 car garage/workshop, with bathroom that just needs to be hooked up....2 RV Hookups with Power and Septic, Beautiful open yards with a variety of fruit trees and grapevines growing. Fenced, Upper Driveway to top of property with Separate Carport...Paved road frontage.....The home has been de-titled........(Seller is taking the 2 of the Storage Buildings - located above the house in the back - 1 with a roll up door and a tan metal one)....

98 Ridgeview Road, Morganton
1543 Tipton Springs Road, Morganton
$249,000
2 Beds ⋅ 1 Baths ⋅ 435343 MLS
Escape to the mountains and experience the peaceful North Georgia lifestyle! Tucked away in a beautiful Fannin County setting and truly surrounded by mountains, this completely FURNISHED and renovated 2-bedroom, 1-bath mountain home offers the feel of a private, off-the-beaten-path retreat while still being convenient to Blue Ridge and Blairsville. Originally built in 1984, this home has undergone an extensive transformation with new flooring, beautifully remodeled kitchen and bath, updated plumbing and field lines, new doors, spray-foam insulation, renovated ceilings and interior finishes, rebuilt exterior decks and porches, and extensive metal-roof maintenance and repairs, including replacement of roof sections and screws. Step outside and this property really comes to life. A peaceful, bubbling spring-fed creek flows through the property, creating the sights and sounds everyone comes to the mountains to find. Enjoy it from the home's three porches and spacious decks, perfect for morning coffee, quiet evenings or simply listening to the water and taking in the surrounding mountain scenery. The home is served by a private well and natural mountain spring water, with pure spring water flowing directly from the mountain. Heating and cooling are provided by window A/C units, a wood-burning heater and space heaters with Alexa-enabled controls. This property offers an appealing back-to-nature, mountain-living experience without being far from everything. And for lake lovers, you're less than 5 miles from Lake Blue Ridge and Morganton Point Recreation Area. Whether you're looking for a full-time mountain home, weekend getaway or peaceful North Georgia retreat, this is a special property where mountains, flowing water and outdoor living come together in one beautiful setting.

1543 Tipton Springs Road, Morganton
566 Sharewood Forest, Morganton
$375,000
3 Beds ⋅ 3 Baths ⋅ 435108 MLS
PRIVATE LOG CABIN, 3 bedroom/ 2.5 baths retreat nestled on approximately 2 acres, offering a peaceful setting and excellent short-term rental potential! SPRING HEAD on property line. SOARING CEILINGLS and beautiful HARDWOOD FLOORS create a warm, inviting atmosphere. The kitchen features a convenient pantry, QUARTZ COUNTER TOPS, kitchen island and opens seamlessly to the dining area. A CUSTOM FIREPLACE serves as a lovely focal point, adding warmth and character to BOTH the dining area and living room. The spacious living room includes an inviting WINDOW SEAT -perfect for morning coffee or relaxing with a good book while enjoying the TRANQUIL SURROUNDINGS. The primary bedroom is conveniently located on the main level for easy living. With its combination of PRIVACY, thoughtful design, quality finishes, and acreage, this charming cabin is great for a full-time residence, mountain getaway, or income-producing short-term rental. Enjoy the peace and privacy of your own wooded retreat while remaining conveniently located near area attractions and amenities. Convenient to Blue Ridge and Blairsville, GA and Murphy, NC. Seller offering $6000 concession for exterior stain work.

566 Sharewood Forest, Morganton
120 Hideaway Lane, Morganton
$350,000
2 Beds ⋅ 1 Baths ⋅ 434985 MLS
EXCEPTIONAL VALUE COMES WITH THIS CABIN. SELLER SAID REDUCE!! PRESENTLY IS VRBO BUT IS GREAT ALSO FOR STARTER HOME, JUST WALK IN AND UNPACK. WALK-IN READY TO BEGIN LIVING AS OWNER HAS UPGRADED WTH TOP QUALITY STAINLESS STEEL APPLIANCES INCLUDING DOUBLE SINK, DOUBLE FRIG, FULL OVEN W/HOOD, DISHWASHER, MICROWAVE, AND WASHER AND DRYER. BEAUTIFUL WOOD FLOORS AND WALLS AND CEILIINGS ARE TONGUE AND GROOVE WITH NEW COATS OF POLY. VAULTED GR ROOM, WITH WOOD BURNING FIREPLACE, METAL ROOF ,LOG SIDING ,CENTRAL H/A, UNDERGROUND UTILITIES, COUNTY PUBLIC WATER ALL IN PLACE. ALL APPLIANCES, DECOR, FURNITURE AND NEW GRILL AND FURNITURE ON BK COVERED PORCH REMAIN. HOOKUP FOR HOT TUB IN PLACE. TO REPRODUCE THIS PROPERTY FOR LIST WOULD BE A CHALLENGE IN TODAY'S MARKET. 6 OR MORE PARKING, NEWLY GRAVELED ROADWAY IN TO AREA AND NEW GRAVEL AT CABIN. PROPERTY IS CURRENTLY BEING USED AS A VRBO WHICH ALLOWS BUYER TO IMMEDIATELY CONTINUE THE BUSINESS IF WISH. GREAT FOR NEWLY WEDS OR THE FAMILY WHO WANTS TO ENJOY HOLIDAYS AND SUMMER VACATIONS IN THE MOUNTAINS. MORGANTON OFFERS RICH HISTORY, BEAUTIFUL MOUNTAINS AND TRAILS, RIVERS, LAKES, AND FUN ACTIVITIES WITH WINERIES, RESTAURANTS AND SHOPPING.

120 Hideaway Lane, Morganton
23 Briar Cove Lane, Morganton
$349,900
2 Beds ⋅ 2 Baths ⋅ 434356 MLS
Don't miss a rare opportunity to own a home in gated Blue Ridge area community at this price! Tucked away in a private, wooded 1.01 acre lot in Fannin County's Briar Cove gated community, this cozy 2-bedroom, 2-bathroom FULLY RENOVATED cabin offers the perfect blend of seclusion and potential. Whether you're searching for a short-term rental investment, full-time residence, or a weekend escape to the North Georgia mountains, this furnished home checks all the boxes and is move-in ready! Step onto the oversized front porch and take in peaceful views of a private pond - the ideal spot for morning coffee or evening relaxation. Almost everything in this cabin has been newly replaced - a new Trane HVAC system with Ecobee smart thermostats, all new kitchen appliances, all new water supply lines with a whole house sediment filter, new water heater, new crawlspace vapor barrier with dehumidifier and access door, new gutters, new washer/dryer, new gravel driveway, new hot tub and much more upgrades to completely renovate this charming cabin. Located in a gated community, this property offers security and privacy, with towering trees surrounding the cabin for a true mountain retreat feel. Don't miss the opportunity to own a slice of North Georgia paradise with water views, privacy, and potential!

23 Briar Cove Lane, Morganton
1262 Maple Grove Road, Morganton
$339,900
3 Beds ⋅ 2 Baths ⋅ 434222 MLS
GREAT INVESTMENT OPPORTUNITY......This property offers Two homes and is situated on 2.0 Acres.........Each with its own unique features and amenities. The first home is a recently renovated chalet type residence with 1 Bedroom and 1 Bath. It has been meticulously updated to include a new roof, new flooring, fresh paint, and a stunning kitchen. Dining and Living Room, Sunroom, Enclosed Porch area and Screened in Porch and Open Deck. 2 Car Garage area in Basement, Workshop area, and Laundry Room and includes Appliances. Throughout the home, you will find various renovations that have created a warm and welcoming ambiance. The second home on the property is a 2 bedrooms, 1 bath mobile home with laminate flooring, central heat and window A/C included Appliances and was built in 2000. This property sits on 2 acres of land, providing plenty of space for outdoor activities and relaxation. The level yard is perfect for gardening, landscaping, or simply spending time outdoors. The property also includes a garden spot, allowing owners to cultivate their own fresh produce.

1262 Maple Grove Road, Morganton
7430 Old Hwy 76, Morganton
$270,000
3 Beds ⋅ 2 Baths ⋅ 434206 MLS
Thoughtfully updated brick ranch just moments from Lake Blue Ridge in one of Morganton's most desirable locations! Whether you're searching for a full-time residence, mountain retreat, or short-term rental investment, this unrestricted property offers endless possibilities. Situated less than mile from the public boat ramp, you'll enjoy quick and easy access to boating, fishing, kayaking, and all that beauty Lake Blue Ridge has to offer. Even better, the property borders 152 acres of TVA land, providing direct access to scenic walking trails that lead to the lake right from your backyard. Inside, you'll find a warm and inviting floor plan featuring a recently renovated kitchen, beautiful hardwood flooring throughout the main living areas, tile in the kitchen and bathrooms, and a cozy living room highlighted by a wood-burning stove insert—perfect for cool North Georgia evenings. The spacious primary suite includes a private en-suite bath, while two generously sized guest bedrooms share a second full bathroom. Outside, the gently rolling lot is shaded by mature oak trees and offers plenty of usable outdoor space. An attached carport, abundant parking for a boat, RV, camper, or additional vehicles, plus low-maintenance gutter guards make this property as practical as it is charming. Conveniently located less than five minutes from downtown Blue Ridge, you'll enjoy easy access to boutique shopping, restaurants, grocery stores, wineries, breweries, and local events. You're also just minutes from the Blue Ridge Scenic Railway, the Toccoa River, and countless outdoor adventures including hiking the Appalachian Trail and Benton MacKaye Trail, mountain biking, horseback riding, golf, and more. Affordable opportunities this close to Lake Blue Ridge with no HOA and no restrictions are becoming increasingly difficult to find. Don't miss your chance to own a versatile mountain property in one of Fannin County's most sought-after areas.

7430 Old Hwy 76, Morganton
135 The Builders Hill, Morganton
$399,000
2 Beds ⋅ 2 Baths ⋅ 434177 MLS
Charming 2 bedroom, 2 bath creekfront cabin nestled in the North Georgia mountains, offering the perfect mix of rustic character, rental potential, and easy mountain living. Under 1,000 square feet, this cozy retreat features a warm blend of wood and sheetrock finishes, giving it that classic cabin feel without feeling too heavy. The unrestricted property offers flexibility for personal use, short-term rental, or investment, and the proven rental history makes this one an easy option for buyers looking for income potential. Enjoy peaceful creek frontage, a fire pit for cool mountain evenings, and a wooded setting that feels tucked away while still being easy to access. Located just a short drive from Blue Ridge shopping, local restaurants, wineries, breweries, and outdoor adventure, guests can enjoy the best of North Georgia and come back to their own quiet mountain escape. Whether you are looking for a weekend getaway, a turn-key rental, or a cozy cabin to call your own, this true gem checks the right boxes: water, woods, charm, location, and income history with My Mountain Cabin Rentals.

135 The Builders Hill, Morganton
32 Lake Front, Morganton
$349,900
1 Beds ⋅ 1 Baths ⋅ 431544 MLS
Just minutes away from Morganton Point Recreational Area, this classic North Georgia A-frame with seasonal views of LAKE BLUE RIDGE nestled in a wooded setting that delivers true North Georgia mountain living. Vaulted wood interior, cozy brick wood burning fireplace, and a loft sleeping area tucked away under the signature peak. Expansive deck for grilling or entertaining. Being Sold AS IS. Bring your vision and make this mountain retreat your own..

32 Lake Front, Morganton
9340 Old Hwy 76, Morganton
$359,000
3 Beds ⋅ 2 Baths ⋅ 431234 MLS
Welcome home to this beautifully renovated Farmhouse where timeless charm meets modern comfort. Full of character and thoughtful updates, this inviting 3-bedroom, 2-bath home captures the warmth and simplicity of country living while offering all the conveniences of today. Imagine starting your mornings on the welcoming front porch, sipping coffee as the town awakens around you. Inside, you'll find a light-filled interior with updated finishes, cozy living spaces, and farmhouse-inspired details that create a warm and inviting atmosphere throughout. Situated in the heart of Downtown Morganton and just minutes from the sparkling waters of Lake Blue Ridge, this property offers the perfect balance of small-town living and outdoor adventure. The level, usable yard provides ample space for gardening, entertaining, family gatherings, or simply enjoying the peaceful North Georgia mountain lifestyle. Whether you're searching for a full-time residence, a weekend retreat, or a vacation rental investment, this one-of-a-kind farmhouse delivers charm, character, and an unbeatable location. Opportunities like this are rare—come experience the lifestyle you've been dreaming of and make this special Morganton property your own.

9340 Old Hwy 76, Morganton
665 Ridgeview Road, Morganton
$212,500
3 Beds ⋅ 2 Baths ⋅ 431083 MLS
Introducing a fantastic 3-bedroom, 2-bath manufactured home on a permanent foundation— an excellent starter home in one of North Georgia's most sought-after mountain communities! This move-in-ready (or easily updated) structure is just **minutes from downtown Blue Ridge** with easy access to the highway and sits in a quiet, private setting. It offers the perfect low-maintenance lifestyle with modern appeal and strong value, ideal whether you're buying as your primary residence or looking for a quick-occupancy investment property. Prime, convenient location — Close to downtown Blue Ridge for shopping, dining, and daily life, plus quick highway access to I-75 and all amenities. (Note: Exact drive times aren't published in the listing but it's in the Blue Ridge area with easy ingress/egress.) (Affixed/modular advantages) — Built on a permanent foundation (not a traditional mobile home park), so it has better long-term durability, energy efficiency, and lower maintenance costs than older trailers. Factory-built quality with no surprises during installation. - **Starter-friendly design** — 3 bedrooms, 2 baths, open layout, and room to grow — great for young families, first-timers, or anyone wanting mountain living without the high price of custom site-built homes. - **Current market context** — Blue Ridge manufactured/affixed homes like this deliver excellent value right now, especially with the location premium and quick occupancy potential. "Bonus features include a wheelchair accessible ramp, Interior propane gas fireplace and permanent Grab Bars installed in both bathrooms"

665 Ridgeview Road, Morganton
122 Mountain Meadows Drive, Morganton
$242,000
1 Beds ⋅ 1 Baths ⋅ 431014 MLS
Mountain living made simple, Welcome to Waterside at Blue Ridge where cozy charm meets an unbeatable location, just minutes from downtown, yet peaceful enough to feel worlds away. This creek front tiny home is nestled in an beautiful amenity filled campground community complete with pool, playground, stocked lake, basketball, outdoor kitchen pavilion and more! Featuring a full bedroom, additional sleeping loft, and a fully equipped kitchen & bathroom, it also boasts an inviting front porch made for slow mornings and peaceful evenings. Low maintenance, high relaxation. With Hardie board siding, tankless hot water heater, and water & waste included, this home makes mountain life easy. Ready to see it for yourself? Let's schedule a tour!

122 Mountain Meadows Drive, Morganton
Start Your Search